JOAN isn't convinced by George Osborne’s deficit reduction strategy. She believes trying to clear the UK's debts too early could have a devastating effect.
PAYING off your debt is a good thing, obviously.
It’s sensible to clear the credit card and pay off the mortgage early. Providing you have the means, that is.
While belt tightening is all very well, there are limits. Nobody would expect you to starve your family to meet some magical early repayment date.